:root {
  --bg: #0d0e10;
  --bg-soft: #16181d;
  --bg-elev: #1d2027;
  --card: #111317;
  --card-soft: #171a21;
  --surface: rgba(255,255,255,.05);
  --surface-2: rgba(255,255,255,.08);
  --line: rgba(255,255,255,.12);
  --text: #f4f1ea;
  --muted: #b7b1a6;
  --muted-2: #8a8d94;
  --gold: #d8b04c;
  --gold-2: #f3d98a;
  --blue: #4d8dff;
  --blue-2: #78a7ff;
  --success: #7ed7b4;
  --shadow: 0 22px 50px rgba(0, 0, 0, .28);
  --radius-xl: 28px;
  --radius-lg: 20px;
  --radius-md: 14px;
  --radius-sm: 10px;
  --container: min(1180px, calc(100vw - 40px));
  --transition: 180ms ease;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background:
    radial-gradient(circle at top right, rgba(216,176,76,.12), transparent 28%),
    linear-gradient(180deg, #111214 0%, #0b0c0d 100%);
  color: var(--text);
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
p { margin: 0 0 1rem; }
h1, h2, h3, h4 { margin: 0 0 1rem; line-height: 1.08; letter-spacing: -.02em; }
h1 { font-size: clamp(2.7rem, 5vw, 4.9rem); }
h2 { font-size: clamp(2rem, 3vw, 3.4rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.5rem); }
em { font-style: normal; color: var(--gold-2); }
small { color: var(--muted); }
strong { font-weight: 700; }
input, select, textarea, button { font: inherit; }
button { border: 0; cursor: pointer; }
:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
}
::selection {
  background: rgba(216,176,76,.28);
  color: #fffaf0;
}
.container { width: var(--container); margin: 0 auto; }
.section { padding: 96px 0; }
.skip-link {
  position: absolute;
  left: 16px;
  top: -100px;
  background: #fff;
  color: #111;
  padding: 10px 14px;
  border-radius: 999px;
  z-index: 9999;
}
.skip-link:focus { top: 16px; }

.compliance-bar {
  border-bottom: 1px solid var(--line);
  background: rgba(255,255,255,.02);
  backdrop-filter: blur(10px);
}
.compliance-inner {
  min-height: 40px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: .85rem;
  color: var(--muted);
  flex-wrap: wrap;
  padding: 6px 0;
}
.ontario-dot {
  width: 10px;
  height: 10px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--gold), #f8e6b1);
  box-shadow: 0 0 0 4px rgba(216,176,76,.13);
}
.bar-divider { width: 1px; height: 13px; background: var(--line); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(13,14,16,.88);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255,255,255,.07);
}
.header-inner {
  display: flex;
  align-items: center;
  gap: 18px;
  min-height: 84px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  flex: 0 0 auto;
}
.brand-mark {
  width: 50px;
  height: 50px;
  border-radius: 14px;
  background: linear-gradient(180deg, rgba(255,255,255,.07), rgba(255,255,255,.03));
  border: 1px solid rgba(255,255,255,.07);
  display: grid;
  place-items: center;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.05);
}
.brand-mark img {
  width: 34px;
  height: 34px;
  object-fit: contain;
}
.brand-type {
  display: flex;
  flex-direction: column;
  gap: 2px;
  letter-spacing: .14em;
  font-size: .76rem;
  color: var(--muted);
}
.brand-type strong {
  letter-spacing: .18em;
  color: #fff7dc;
  font-size: .95rem;
}
.desktop-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  margin-left: auto;
}
.desktop-nav > a,
.nav-dropdown-label {
  font-weight: 600;
  color: #efece4;
  opacity: .92;
  position: relative;
}
.desktop-nav > a::after,
.nav-dropdown-label::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -7px;
  width: 100%;
  height: 2px;
  transform: scaleX(0);
  transform-origin: left;
  background: linear-gradient(90deg, var(--gold), transparent);
  transition: transform var(--transition);
}
.desktop-nav > a:hover::after,
.nav-dropdown:hover .nav-dropdown-label::after,
.desktop-nav > a:focus-visible::after,
.nav-dropdown-label:focus-visible::after { transform: scaleX(1); }
.nav-dropdown { position: relative; }
.nav-dropdown-panel {
  position: absolute;
  top: calc(100% + 18px);
  left: -10px;
  min-width: 360px;
  padding: 18px;
  border-radius: 22px;
  background: rgba(16,18,22,.97);
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity var(--transition), visibility var(--transition), transform var(--transition);
}
.nav-dropdown:hover .nav-dropdown-panel,
.nav-dropdown:focus-within .nav-dropdown-panel {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.nav-dropdown-kicker {
  font-size: .72rem;
  font-weight: 700;
  color: var(--gold-2);
  letter-spacing: .18em;
  margin-bottom: 14px;
}
.nav-dropdown-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}
.nav-dropdown-grid a,
.mobile-services-links a,
.service-more-links a,
.footer-links a,
.planner-link,
.guide-calc-link,
.solutions-jump a,
.guide-jump a {
  transition: color var(--transition), transform var(--transition), border-color var(--transition), background var(--transition);
}
.nav-dropdown-grid a,
.nav-dropdown-all {
  color: var(--muted);
  padding: 10px 12px;
  border-radius: 12px;
  background: rgba(255,255,255,.03);
}
.nav-dropdown-grid a:hover,
.nav-dropdown-all:hover { color: #fff; background: rgba(255,255,255,.08); }
.nav-dropdown-all { display: block; margin-top: 12px; font-weight: 700; }

.btn, .header-cta, .planner-link, .guide-calc-link, .text-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: 999px;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition), border-color var(--transition), color var(--transition);
}
.btn, .header-cta {
  padding: 14px 20px;
  font-weight: 700;
}
.btn:hover, .header-cta:hover, .planner-link:hover, .guide-calc-link:hover, .text-link:hover {
  transform: translateY(-2px);
}
.btn-gold, .header-cta {
  color: #18130a;
  background: linear-gradient(135deg, var(--gold-2), var(--gold));
  box-shadow: 0 12px 28px rgba(216,176,76,.22);
}
.btn-outline-light {
  color: var(--text);
  border: 1px solid rgba(255,255,255,.15);
  background: rgba(255,255,255,.03);
}
.btn-blue {
  color: #fff;
  background: linear-gradient(135deg, var(--blue-2), var(--blue));
  box-shadow: 0 10px 26px rgba(77,141,255,.18);
}
.text-link, .planner-link, .guide-calc-link {
  color: #fff;
  font-weight: 700;
}
.text-link { color: var(--gold-2); }
.header-cta { margin-left: 10px; white-space: nowrap; }
.menu-toggle {
  display: none;
  margin-left: auto;
  width: 48px;
  height: 48px;
  background: rgba(255,255,255,.04);
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,.08);
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
}
.menu-toggle span {
  width: 20px;
  height: 2px;
  background: #fff;
  border-radius: 999px;
  transition: transform var(--transition), opacity var(--transition);
}
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mobile-nav {
  display: none;
  width: var(--container);
  margin: 0 auto 18px;
  padding: 18px;
  border-radius: 24px;
  background: rgba(17,19,24,.98);
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: var(--shadow);
}
.mobile-nav a,
.mobile-nav summary {
  display: block;
  padding: 13px 4px;
  color: #faf8f3;
  border-bottom: 1px solid rgba(255,255,255,.06);
  font-weight: 600;
}
.mobile-nav a:last-child { border-bottom: 0; }
.mobile-nav summary { list-style: none; cursor: pointer; }
.mobile-nav summary::-webkit-details-marker { display: none; }
.mobile-services-links { padding-left: 12px; }
.mobile-all-services, .mobile-apply {
  color: var(--gold-2) !important;
}

.hero,
.solutions-hero,
.guide-hero {
  position: relative;
  overflow: clip;
  padding: 78px 0 28px;
}
.hero::before,
.solutions-hero::before,
.guide-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 78% 20%, rgba(216,176,76,.18), transparent 22%),
    radial-gradient(circle at 12% 0%, rgba(255,255,255,.05), transparent 18%);
  pointer-events: none;
}
.hero-layout,
.solutions-hero-layout,
.guide-hero-grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 38px;
  align-items: center;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-size: .78rem;
  letter-spacing: .18em;
  font-weight: 800;
  color: var(--gold-2);
  text-transform: uppercase;
  margin-bottom: 18px;
}
.dark-eyebrow { color: #836725; }
.eyebrow-rule {
  width: 56px;
  height: 1px;
  background: linear-gradient(90deg, var(--gold), transparent);
}
.hero-copy,
.solutions-hero-lead,
.guide-lead,
.contact-lead,
.intro-lead {
  font-size: 1.1rem;
  color: #e4dfd4;
  max-width: 58ch;
}
.hero-actions,
.guide-hero-actions,
.solutions-hero-buttons,
.apply-actions,
.buyer-feature-actions,
.solutions-promise-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin: 28px 0 26px;
}
.hero-person,
.guide-byline,
.aside-label,
.feature-kicker,
.service-more-kicker,
.pill-small,
.rule-index,
.guide-program-tag,
.review-card-top span:first-child,
.calc-result-label,
.calc-result .calc-disclaimer,
.calc-nav,
.footer-links span,
.solution-detail-meta span:first-child {
  letter-spacing: .14em;
  text-transform: uppercase;
  font-size: .76rem;
}
.hero-person {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--muted);
}
.hero-person-line {
  width: 42px;
  height: 1px;
  background: linear-gradient(90deg, var(--gold), transparent);
}
.hero-visual { position: relative; min-height: 580px; }
.hero-image-bg {
  position: absolute;
  inset: 42px 28px 16px 48px;
  border-radius: 34px;
  background: linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.02));
  border: 1px solid rgba(255,255,255,.06);
}
.hero-photo {
  position: relative;
  z-index: 2;
  width: min(100%, 500px);
  margin-left: auto;
  border-radius: 32px;
  object-fit: cover;
  box-shadow: var(--shadow);
  border: 1px solid rgba(255,255,255,.1);
}
.hero-floating,
.solutions-hero-aside,
.review-card,
.contact-form,
.guide-down-calculator,
.guide-dos,
.rule-card,
.guide-program,
.guide-rebate-card,
.guide-checklist,
.solution-detail,
.service-card,
.service-more,
.apply-layout,
.review-layout,
.calculator-panel,
.legal-inner {
  background: linear-gradient(180deg, rgba(255,255,255,.06), rgba(255,255,255,.03));
  border: 1px solid rgba(255,255,255,.09);
  box-shadow: var(--shadow);
}
.hero-floating {
  position: absolute;
  left: 0;
  bottom: 42px;
  z-index: 3;
  display: inline-flex;
  align-items: center;
  gap: 14px;
  padding: 16px 18px;
  border-radius: 18px;
  max-width: 290px;
  backdrop-filter: blur(12px);
}
.floating-icon,
.quote-icon,
.contact-icon {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: rgba(216,176,76,.16);
  color: var(--gold-2);
  font-size: 1.1rem;
}
.hero-bottom-line {
  width: var(--container);
  height: 1px;
  margin: 34px auto 0;
  background: linear-gradient(90deg, transparent, rgba(216,176,76,.6), transparent);
}

.trust-strip {
  padding: 0 0 32px;
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
}
.trust-grid > div {
  padding: 20px 22px;
  border-radius: 20px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.08);
}
.trust-grid strong,
.service-card h3,
.solution-detail h3,
.guide-program-number,
.rebate-line strong,
.contact-list strong { display: block; }
.trust-grid span { color: var(--muted); font-size: .94rem; }
.trust-line {
  background: linear-gradient(135deg, rgba(216,176,76,.18), rgba(255,255,255,.03)) !important;
}
.section-head,
.calc-section-head,
.solutions-group-head,
.guide-heading,
.centered-title,
.services-new-head {
  display: grid;
  grid-template-columns: 1fr .8fr;
  gap: 20px;
  align-items: end;
  margin-bottom: 34px;
}
.centered-title {
  grid-template-columns: 1fr;
  text-align: center;
  max-width: 760px;
  margin-inline: auto;
  margin-bottom: 40px;
}
.section-head p,
.solutions-group-head p,
.guide-heading p,
.review-copy p,
.intro-copy p,
.buyer-feature-main p,
.services-bottom p,
.solution-detail p,
.service-card p,
.guide-program p,
.guide-dos p,
.legal-inner p { color: var(--muted); }

.services-grid,
.solutions-card-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}
.service-card,
.solution-detail {
  border-radius: 24px;
  padding: 24px;
  min-height: 100%;
}
.service-card:hover,
.solution-detail:hover,
.guide-program:hover,
.rule-card:hover,
.guide-rebate-card:hover,
.review-card:hover {
  transform: translateY(-4px);
}
.service-card,
.solution-detail,
.guide-program,
.rule-card,
.guide-rebate-card,
.review-card {
  transition: transform var(--transition), border-color var(--transition), background var(--transition), box-shadow var(--transition);
}
.service-card:hover,
.solution-detail:hover,
.guide-program:hover,
.rule-card:hover,
.guide-rebate-card:hover,
.review-card:hover {
  border-color: rgba(216,176,76,.32);
  background: linear-gradient(180deg, rgba(255,255,255,.08), rgba(255,255,255,.04));
}
.service-topline,
.solution-detail-meta,
.review-card-top,
.result-detail,
.contact-list a,
.guide-check-row {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 16px;
}
.service-num,
.solution-detail-meta { color: var(--muted-2); }
.service-card a,
.solution-detail a {
  color: var(--gold-2);
  font-weight: 700;
}
.equity-feature-tags {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin: 18px 0;
}
.equity-feature-tags span,
.pill-small,
.guide-program-tag,
.feature-kicker,
.service-more-kicker,
.aside-label {
  display: inline-flex;
  padding: 8px 11px;
  border-radius: 999px;
  background: rgba(216,176,76,.12);
  border: 1px solid rgba(216,176,76,.2);
  color: var(--gold-2);
  font-weight: 700;
}
.service-more {
  padding: 28px;
  margin-top: 26px;
  border-radius: 26px;
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 22px;
}
.service-more-links {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  align-content: flex-start;
}
.service-more-links a,
.guide-jump a,
.solutions-jump a {
  padding: 12px 14px;
  border-radius: 999px;
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  color: #f6f1e5;
}
.service-more-links a:hover,
.guide-jump a:hover,
.solutions-jump a:hover,
.footer-links a:hover,
.planner-link:hover,
.guide-calc-link:hover { color: #fff; background: rgba(255,255,255,.08); }
.services-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  margin-top: 28px;
}

.intro-grid,
.review-layout,
.contact-grid,
.guide-end-grid,
.apply-layout,
.solutions-promise-grid,
.buyer-feature-inner,
.guide-check-grid,
.guide-down-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: center;
}
.intro-picture { position: relative; padding-left: 24px; }
.picture-offset {
  position: absolute;
  inset: 28px 0 0 0;
  border-radius: 30px;
  background: linear-gradient(180deg, rgba(216,176,76,.28), rgba(216,176,76,.04));
}
.intro-picture img {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 420px;
  border-radius: 28px;
  box-shadow: var(--shadow);
  border: 1px solid rgba(255,255,255,.1);
}
.picture-caption,
.signature span,
.licensed-line span { color: var(--muted); }
.picture-caption { margin-top: 16px; font-weight: 700; }
.signature {
  font-family: "Brush Script MT", cursive;
  font-size: 2rem;
  color: var(--gold-2);
  display: inline-flex;
  flex-direction: column;
  gap: 0;
  margin: 12px 0 8px;
}
.signature span {
  font-family: inherit;
  font-size: 1rem;
}

.buyer-feature-inner {
  padding: 32px;
  border-radius: 30px;
  background: linear-gradient(135deg, rgba(216,176,76,.12), rgba(255,255,255,.04));
  border: 1px solid rgba(255,255,255,.08);
}
.buyer-feature-aside {
  padding: 28px;
  border-radius: 24px;
  background: rgba(13,14,16,.55);
  border: 1px solid rgba(255,255,255,.08);
}
.buyer-feature-aside > div {
  display: flex;
  gap: 16px;
  align-items: center;
  padding: 14px 0;
  border-top: 1px solid rgba(255,255,255,.07);
}
.buyer-feature-aside > div:first-of-type { margin-top: 14px; }
.buyer-feature-aside span {
  width: 34px; height: 34px; display: grid; place-items: center;
  border-radius: 10px; background: rgba(216,176,76,.14); color: var(--gold-2); font-weight: 800;
}
.quote-band { padding: 10px 0 0; }
.quote-layout {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 20px;
  align-items: center;
  padding: 28px 32px;
  border-radius: 28px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.08);
}
.quote-layout p { margin: 0; font-size: clamp(1.35rem, 2.4vw, 2rem); }
.quote-layout span:last-child {
  color: var(--muted);
  font-size: .82rem;
  letter-spacing: .16em;
}

.calculator-panel { border-radius: 28px; padding: 26px; }
.calc-nav {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-bottom: 20px;
}
.calc-tab {
  padding: 12px 16px;
  border-radius: 999px;
  background: rgba(255,255,255,.04);
  color: var(--muted);
  border: 1px solid rgba(255,255,255,.08);
  font-weight: 700;
}
.calc-tab.active,
.calc-tab[aria-selected="true"] {
  background: linear-gradient(135deg, rgba(216,176,76,.25), rgba(216,176,76,.1));
  border-color: rgba(216,176,76,.3);
  color: #fff8e6;
}
.calc-body {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 24px;
}
.calc-inputs,
.calc-result {
  padding: 24px;
  border-radius: 22px;
  background: rgba(12,14,18,.45);
  border: 1px solid rgba(255,255,255,.07);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field {
  display: grid;
  gap: 8px;
  font-weight: 700;
  color: #f5efdf;
}
.field span, .input-hint, .tax-location-note, .form-footnote, .application-note, .calculator-source, .guide-calc-note, .guide-eligibility, .solutions-caution, .solutions-compliance-note { color: var(--muted); }
.field input,
.field select,
.field textarea,
.guide-input-money input,
#guide-price {
  width: 100%;
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 14px;
  background: rgba(255,255,255,.03);
  color: var(--text);
  padding: 14px 14px;
}
.field textarea { min-height: 130px; resize: vertical; }
.down-progress {
  margin: 10px 0 10px;
  height: 10px;
  border-radius: 999px;
  overflow: hidden;
  background: rgba(255,255,255,.06);
}
#down-progress-fill {
  height: 100%; width: 0;
  background: linear-gradient(90deg, var(--blue), var(--gold));
}
.calc-note { min-height: 24px; color: var(--gold-2); }
.calc-result-label { color: var(--muted); font-weight: 700; margin-bottom: 12px; }
.calc-total {
  font-size: clamp(2.1rem, 4vw, 3.25rem);
  font-weight: 800;
  margin-bottom: 14px;
}
.calc-total span { font-size: .32em; color: var(--muted); font-weight: 600; }
.result-line { height: 1px; background: linear-gradient(90deg, rgba(255,255,255,.12), transparent); margin: 18px 0; }
.result-detail { padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.06); }
.result-detail span { color: var(--muted); }
.rebate-line strong { color: var(--success); }
.calc-disclaimer {
  margin: 20px 0 22px;
  padding: 16px;
  border-radius: 16px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.06);
  text-transform: none;
  line-height: 1.55;
  color: var(--muted);
}
.calculator-source { margin-top: 18px; font-size: .95rem; }
.planner-strip {
  margin-top: 24px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 20px;
  align-items: center;
  padding: 24px 26px;
  border-radius: 24px;
  background: linear-gradient(135deg, rgba(77,141,255,.14), rgba(255,255,255,.04));
  border: 1px solid rgba(77,141,255,.18);
}
.planner-link { padding: 14px 18px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.1); }

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.step {
  padding: 26px;
  border-radius: 22px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.08);
}
.step-index,
.guide-program-number small,
.contact-list small {
  display: block;
  color: var(--gold-2);
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.review-card { border-radius: 28px; padding: 28px; }
.review-card blockquote {
  margin: 18px 0;
  font-size: clamp(1.35rem, 2.6vw, 2.05rem);
  line-height: 1.25;
}
.review-card-bottom {
  display: flex;
  align-items: center;
  gap: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,.08);
}
.review-card-bottom img { width: 52px; height: 52px; object-fit: contain; }
.review-fineprint { font-size: .95rem; }

.apply-section { padding: 96px 0 30px; }
.apply-layout {
  border-radius: 30px;
  padding: 38px;
  grid-template-columns: 1fr .65fr;
  position: relative;
  overflow: hidden;
}
.apply-decoration {
  min-height: 280px;
  position: relative;
  display: grid;
  place-items: center;
}
.apply-decoration span {
  position: absolute;
  font-weight: 900;
  line-height: 1;
  color: rgba(216,176,76,.16);
}
.apply-deco-1 { font-size: clamp(8rem, 20vw, 13rem); left: 15%; top: 10%; }
.apply-deco-2 { font-size: clamp(7rem, 18vw, 11rem); right: 10%; bottom: 0; }

.contact-grid { align-items: stretch; }
.contact-list { display: grid; gap: 12px; margin: 24px 0; }
.contact-list a {
  padding: 18px;
  border-radius: 18px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.08);
}
.contact-list a:hover { background: rgba(255,255,255,.06); }
.licensed-line {
  padding: 18px 20px;
  border-left: 2px solid rgba(216,176,76,.45);
  background: rgba(255,255,255,.03);
  border-radius: 0 18px 18px 0;
}
.contact-form-wrap { min-height: 100%; }
.contact-form { padding: 28px; border-radius: 28px; }
.form-status { margin-top: 12px; color: var(--gold-2); min-height: 24px; }

.footer { padding: 34px 0 120px; }
.footer-top {
  display: grid;
  grid-template-columns: 1.2fr .8fr .8fr;
  gap: 24px;
  padding: 28px 0;
  border-top: 1px solid rgba(255,255,255,.08);
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-brand img {
  width: 220px;
  max-width: 100%;
  object-fit: contain;
  margin-bottom: 12px;
}
.footer-links { display: grid; align-content: start; gap: 10px; }
.footer-links a { color: var(--muted); }
.footer-compliance,
.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  padding-top: 18px;
  flex-wrap: wrap;
  color: var(--muted);
}
.footer-bottom a { color: var(--gold-2); }

.solutions-hero-aside,
.guide-hero-art {
  border-radius: 30px;
  padding: 30px;
  min-height: 100%;
}
.solutions-hero-aside strong {
  font-size: clamp(4rem, 9vw, 6rem);
  line-height: .95;
  display: inline-flex;
  align-items: flex-start;
  color: #fffaf0;
}
.solutions-hero-aside strong span { font-size: .5em; color: var(--gold-2); }
.solutions-jump,
.guide-jump {
  position: sticky;
  top: 84px;
  z-index: 500;
  padding: 14px 0;
  background: rgba(13,14,16,.86);
  backdrop-filter: blur(14px);
  border-top: 1px solid rgba(255,255,255,.06);
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.solutions-jump .container,
.guide-jump .container {
  display: flex;
  gap: 12px;
  align-items: center;
  overflow-x: auto;
  padding-bottom: 2px;
}
.solutions-jump span { color: var(--muted); font-weight: 700; white-space: nowrap; }
.solution-detail { scroll-margin-top: 180px; }
.guide-hero-art {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, rgba(216,176,76,.2), rgba(255,255,255,.04));
  display: grid;
  place-items: center;
  text-align: center;
}
.guide-hero-art span,
.guide-hero-art small { position: relative; z-index: 2; }
.guide-art-circle {
  position: absolute;
  width: 280px; height: 280px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.1);
  background: radial-gradient(circle, rgba(255,255,255,.08), transparent 65%);
}
.guide-hero-art strong {
  font-size: clamp(6rem, 18vw, 9rem);
  color: rgba(255,255,255,.14);
  line-height: 1;
}
.guide-hero-art span,
.guide-hero-art small {
  color: #fff8e4;
  letter-spacing: .18em;
  font-weight: 800;
}
.guide-section { padding: 92px 0; }
.guide-section-alt { background: rgba(255,255,255,.02); }
.guide-down-left,
.guide-program-grid,
.guide-rebate-grid { display: grid; gap: 16px; }
.guide-program-grid, .guide-rebate-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.rule-card,
.guide-program,
.guide-rebate-card,
.guide-down-calculator,
.guide-checklist,
.guide-dos { border-radius: 24px; padding: 24px; }
.rule-card strong,
.guide-program-number { font-size: 1.85rem; }
.guide-input-money {
  display: grid; grid-template-columns: auto 1fr;
  align-items: center; gap: 10px;
  padding: 0 14px;
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 14px;
  background: rgba(255,255,255,.03);
  margin-bottom: 16px;
}
.guide-input-money span { color: var(--gold-2); font-weight: 800; }
.guide-input-money input { border: 0; background: transparent; padding-left: 0; }
.guide-calc-line {
  display: flex; justify-content: space-between; gap: 18px;
  padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.06);
}
.guide-calc-strong strong { font-size: 1.25rem; color: var(--gold-2); }
.guide-callout {
  display: flex; gap: 16px; align-items: flex-start;
  margin-top: 24px;
  padding: 20px 22px;
  border-radius: 20px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.08);
}
.guide-callout p { margin: 0; }
.guide-check-row { padding: 14px 0; border-top: 1px solid rgba(255,255,255,.07); }
.guide-check-row:first-child { border-top: 0; }
.guide-check-row span:first-child {
  width: 32px; height: 32px;
  border-radius: 999px;
  display: grid; place-items: center;
  background: rgba(216,176,76,.16);
  color: var(--gold-2); font-weight: 900;
}
.guide-faq details {
  padding: 18px 0;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.guide-faq summary {
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  font-weight: 700;
}
.guide-faq summary::-webkit-details-marker { display: none; }
.guide-faq summary::after {
  content: "+";
  color: var(--gold-2);
  flex: 0 0 auto;
}
.guide-faq details[open] summary::after { content: "–"; }
.guide-end { padding: 86px 0 46px; }
.guide-end-grid {
  padding: 34px;
  border-radius: 30px;
  background: linear-gradient(135deg, rgba(216,176,76,.14), rgba(255,255,255,.04));
  border: 1px solid rgba(255,255,255,.08);
}
.guide-end-actions { display: grid; gap: 14px; justify-items: start; }
.guide-sources { padding: 0 0 36px; color: var(--muted); }

.legal-page { padding: 72px 0 96px; }
.legal-inner {
  border-radius: 28px;
  padding: 34px;
  max-width: 900px;
}
.legal-inner h2 { font-size: 1.45rem; margin-top: 26px; }

.floating-cta {
  position: fixed;
  bottom: 16px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 1200;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px;
  border-radius: 20px;
  background: rgba(12,14,18,.92);
  border: 1px solid rgba(255,255,255,.08);
  box-shadow: var(--shadow);
  backdrop-filter: blur(14px);
}
.floating-cta a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 14px;
  border-radius: 14px;
  font-weight: 700;
  color: #fff;
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.08);
  min-width: 92px;
}
.floating-cta a.primary {
  background: linear-gradient(135deg, var(--gold-2), var(--gold));
  color: #1a1409;
}
.floating-cta a:hover { transform: translateY(-1px); }
.floating-cta span { font-size: .9rem; }

@media (max-width: 1180px) {
  .services-grid, .solutions-card-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .trust-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .guide-program-grid, .guide-rebate-grid { grid-template-columns: 1fr; }
}

@media (max-width: 980px) {
  .desktop-nav, .header-cta { display: none; }
  .menu-toggle { display: inline-flex; }
  .mobile-nav[hidden] { display: none !important; }
  .mobile-nav:not([hidden]) { display: block; }
  .hero-layout,
  .solutions-hero-layout,
  .guide-hero-grid,
  .intro-grid,
  .review-layout,
  .contact-grid,
  .guide-end-grid,
  .apply-layout,
  .solutions-promise-grid,
  .buyer-feature-inner,
  .guide-check-grid,
  .guide-down-grid,
  .calc-body,
  .footer-top,
  .section-head,
  .calc-section-head,
  .solutions-group-head,
  .guide-heading,
  .service-more { grid-template-columns: 1fr; }
  .hero-visual { min-height: auto; }
  .hero-photo { margin: 0 auto; }
  .hero-image-bg { inset: 40px 18px 12px 18px; }
  .hero-floating { position: relative; left: auto; bottom: auto; margin-top: 16px; max-width: 100%; }
  .steps-grid { grid-template-columns: 1fr; }
  .solutions-jump, .guide-jump { top: 84px; }
}

@media (max-width: 720px) {
  :root { --container: min(100vw - 24px, 1180px); }
  .section, .guide-section, .apply-section { padding: 76px 0; }
  .compliance-inner { gap: 8px; font-size: .78rem; }
  .optional, .bar-divider.optional { display: none; }
  .header-inner { min-height: 74px; }
  .brand-mark { width: 44px; height: 44px; }
  .hero,
  .solutions-hero,
  .guide-hero { padding-top: 48px; }
  .hero-actions,
  .guide-hero-actions,
  .solutions-hero-buttons,
  .apply-actions,
  .buyer-feature-actions,
  .solutions-promise-actions { gap: 12px; }
  .btn, .header-cta, .planner-link { width: 100%; }
  .field-row { grid-template-columns: 1fr; }
  .calc-nav { display: grid; grid-template-columns: 1fr; }
  .calc-tab { width: 100%; }
  .services-grid, .solutions-card-grid, .trust-grid { grid-template-columns: 1fr; }
  .quote-layout { grid-template-columns: 1fr; text-align: left; }
  .planner-strip { grid-template-columns: 1fr; }
  .contact-form, .review-card, .calculator-panel, .apply-layout, .buyer-feature-inner, .service-more, .guide-end-grid, .legal-inner { padding: 22px; }
  .footer-compliance, .footer-bottom { flex-direction: column; }
  .floating-cta {
    width: calc(100vw - 20px);
    justify-content: space-between;
    gap: 6px;
    padding: 8px;
  }
  .floating-cta a { min-width: 0; flex: 1 1 0; padding: 12px 8px; font-size: .9rem; }
}


/* 2026 focused navigation refresh: concise home, dedicated pages and intact original branding */
[hidden] { display: none !important; }
html { scroll-padding-top: 100px; }
.brand { gap: 12px; min-width: 0; }
.brand-mark { width: 68px; height: 56px; flex: 0 0 68px; border-radius: 12px; padding: 5px; overflow: visible; background: rgba(216,176,76,.07); border-color: rgba(216,176,76,.22); }
.brand-mark img { display: block; width: 100%; height: 100%; object-fit: contain; }
.brand-type { letter-spacing: .1em; gap: 0; }
.brand-type strong { font-size: .97rem; }
.brand-type > span { font-size: .69rem; }
.brand-type small { display: block; letter-spacing: .01em; text-transform: none; color: var(--gold-2); font-size: .58rem; line-height: 1.25; white-space: nowrap; }
.desktop-nav { gap: 14px; }
.desktop-nav > a { font-size: .91rem; white-space: nowrap; }
.header-cta { padding: 12px 17px; font-size: .9rem; }
.footer-brand img { width: 265px; max-width: 100%; height: auto; object-fit: contain; }
.footer-brand p { max-width: 30ch; }
.footer-bottom a:hover, .footer-links a:hover { color: var(--gold-2); }

.home-hub { padding-top: 54px; }
.hub-head { max-width: 680px; margin: 0 auto 34px; text-align: center; }
.hub-head p:last-child { color: var(--muted); font-size: 1.08rem; }
.hub-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 16px; }
.hub-card { position: relative; padding: 28px 25px; display: flex; flex-direction: column; align-items: flex-start; border-radius: 24px; min-height: 260px; background: linear-gradient(145deg,rgba(255,255,255,.07),rgba(255,255,255,.025)); border: 1px solid rgba(255,255,255,.1); transition: transform .18s ease, background .18s ease, border-color .18s ease; }
.hub-card:hover, .hub-card:focus-visible { transform: translateY(-3px); background: rgba(255,255,255,.09); border-color: rgba(216,176,76,.5); }
.hub-card-icon { width: 38px; height: 38px; display: grid; place-items: center; margin-bottom: 20px; border-radius: 11px; font-size: .78rem; letter-spacing: .09em; font-weight: 800; background: rgba(216,176,76,.15); color: var(--gold-2); }
.hub-card h3 { font-size: 1.37rem; margin-bottom: 10px; }
.hub-card p { color: var(--muted); line-height: 1.5; margin-bottom: 24px; }
.hub-card-link { color: var(--gold-2); margin-top: auto; font-weight: 750; }
.hub-contact { background: linear-gradient(150deg,rgba(216,176,76,.16),rgba(255,255,255,.035)); }
.hub-apply { border-color: rgba(216,176,76,.24); }
.home-closing { padding: 25px 0 62px; }
.home-closing-inner { display: grid; grid-template-columns: 1.25fr .75fr; align-items: center; gap: 28px; padding: 32px; border-radius: 28px; background: linear-gradient(140deg,rgba(216,176,76,.11),rgba(255,255,255,.04)); border: 1px solid rgba(216,176,76,.2); }
.home-closing-inner p:not(.eyebrow) { color: var(--muted); }
.home-closing-links { display: grid; gap: 14px; }
.home-closing-links .btn { width: 100%; }
.subpage-hero { padding: 65px 0 45px; background: radial-gradient(circle at 90% 20%,rgba(216,176,76,.15),transparent 40%); border-bottom: 1px solid rgba(255,255,255,.07); }
.subpage-hero .container { max-width: 1180px; }
.subpage-hero p:not(.eyebrow) { color: var(--muted); max-width: 72ch; font-size: 1.09rem; }
.subpage-hero .text-link { margin-top: 7px; }
.about-promise-inner { display: grid; grid-template-columns: 1.1fr .9fr; gap: 30px; align-items: center; padding: 34px; border-radius: 30px; background: linear-gradient(135deg,rgba(216,176,76,.14),rgba(255,255,255,.03)); border: 1px solid rgba(255,255,255,.09); }
.about-promise-inner p { color: var(--muted); }
.about-promise-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 20px; }
.about-brand { display: grid; place-items: center; padding: 26px; border-radius: 22px; background: rgba(0,0,0,.14); }
.about-brand img { width: 100%; max-width: 330px; height: auto; object-fit: contain; }
.contact-section { padding-top: 55px; }
.floating-cta { max-width: min(520px,calc(100vw - 16px)); }
.floating-cta a { flex: 1 1 0; white-space: nowrap; }
.footer { padding-bottom: 110px; }
@media (max-width: 1180px) { .desktop-nav { gap: 10px; } .hub-grid { grid-template-columns: repeat(2,minmax(0,1fr)); } }
@media (max-width: 1050px) { .desktop-nav, .header-cta { display: none; } .menu-toggle { display: inline-flex; } .mobile-nav:not([hidden]) { display: block; } }
@media (max-width: 980px) { .home-closing-inner,.about-promise-inner { grid-template-columns: 1fr; } }
@media (max-width: 720px) {
  .brand-mark { width: 60px; height: 50px; flex-basis: 60px; padding: 6px; }
  .brand-type strong { font-size: .85rem; }
  .brand-type > span { font-size: .63rem; }
  .brand-type small { font-size: .50rem; }
  .hub-grid { grid-template-columns: 1fr; }
  .hub-card { min-height: 0; padding: 22px; }
  .hub-card-icon { margin-bottom: 14px; }
  .hub-head { margin-bottom: 25px; }
  .home-closing-inner { padding: 24px; }
  .subpage-hero { padding: 46px 0 28px; }
  .floating-cta { width: calc(100vw - 16px); bottom: max(8px,env(safe-area-inset-bottom)); gap: 4px; padding: 6px; }
  .floating-cta a { padding: 12px 5px; font-size: .83rem; }
}
@media (max-width: 380px) { .brand-type small { max-width: 138px; white-space: normal; font-size: .48rem; } .brand-mark { width: 56px; flex-basis: 56px; } }